Legal

Terms of Service

Effective date: [DATE]

Covers use of the DeFi Lending Mastery website, newsletter, and course.

What this course is

Educational content on Aave, Morpho, and Compound Finance v3 — mechanics, risk, strategy. NOT FINANCIAL ADVICE. Not a registered investment advisor, broker, or planner. Nothing here is a recommendation to buy, sell, hold, lend, or borrow any specific asset. DeFi carries real risk: smart contract bugs, liquidation, oracle failures, regulatory uncertainty. Financial decisions are the student's alone.

Enrollment & payment

Price and inclusions listed at signup. Processed by [PAYMENT_PROCESSOR] — we don't store card details. Refunds: [REFUND_POLICY]. Enrollment grants personal access, not ownership of materials.

Chime/Coinbase referral links

Disclosed here and on the page. We earn a referral fee if used; you may get a signup bonus. Entirely optional, relevant only if you lack existing accounts. Never tied to which protocol we teach or recommend.

Intellectual property

Course materials belong to us. Enrollment grants a personal, non-transferable license. No redistribution or resale without written permission.

Community conduct

Discord members bound by the community standards posted there.

No guarantee of outcomes

No guaranteed financial outcome. Rates, risk conditions, and protocol designs change after this course is written — always verify current conditions directly with the protocol.

Limitation of liability

To the extent permitted by law, not liable for financial losses arising from course material or independent use of Aave, Morpho, Compound, Chime, or Coinbase.

Changes

Material changes noted with updated effective date; active students notified by email.

Governing law

[JURISDICTION].

Contact

[duglam252@proton.me]

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Note: starting template, not a finished legal document — needs lawyer review before publishing, particularly refund policy, liability limitation, and governing law.